Clear answersbefore you begin.

CHCA is intended for professionals with at least two years of relevant experience in insurance, financial services, accounting or tax, legal services, healthcare, HR, or benefits-related work. Eligibility is confirmed as part of the enrollment process.

No. The designation is designed for professionals across several disciplines, including insurance, financial planning, accounting and tax, legal services, HR and benefits, and healthcare. Your work should meet the relevant-experience requirement.

The curriculum addresses Medicare rules and enrollment, penalties, IRMAA, benefits coordination, ACA and under-65 coverage, prescription strategy, Medicaid, Social Security, ethics, compliance, and practical client cases. Long-term care planning is not part of the current curriculum scope.

The program is delivered online and is self-paced, allowing participants to work through the curriculum and practical cases around their professional schedule.

Because the course is self-paced, completion time varies based on prior familiarity with the material and the time each participant chooses to devote to the program.

Candidates must meet the experience requirement, complete the online curriculum, and earn the required passing score on the final CHCA assessment.

A minimum score of 85% is required to pass the final CHCA assessment.

After meeting the requirements, graduates receive a certificate of completion, the CHCA graduate badge, a personalized consumer guide, advisor-portal access, and available graduate resources. The CHCA designation may be used while certification is active and in good standing.

Yes. Initial enrollment provides 12 months of designation use and advisor-portal access from the purchase date. Annual enrollment renewal maintains active status and continued access. The current annual enrollment renewal fee is $149.

The current initial enrollment fee is $699 and provides 12 months of designation use and advisor-portal access from the purchase date. Annual enrollment renewal is $149 for continued active status and access.

Enrollment includes access to the online curriculum and final assessment. Participants who meet the program requirements also receive their completion credential, graduate badge, advisor-portal access, and available professional resources.

Yes. The CHCA team is available to answer program questions and provide technical support throughout the learning and completion process.

You may use the designation and approved graduate badge after meeting the program requirements and while your certification remains active and in good standing. Brand and usage guidelines still apply.

No. CHCA is a professional designation and does not replace state or industry licensing, regulatory obligations, continuing-education requirements, or the legal, tax, fiduciary, and scope-of-practice responsibilities attached to your work.

The curriculum provides a healthcare-planning foundation that can complement work in insurance, finance, accounting and tax, legal services, HR and benefits, and healthcare. Each professional remains responsible for applying the learning within the boundaries of their own role.

Earning the designation does not by itself authorize or require a planning fee. Advisors using CHCA fee-based planning tools must follow the current agreement and fee schedule, disclose fees in writing before services begin, and comply with applicable laws and licensing requirements.

No. CHCA can support clearer client conversations, professional differentiation, and broader healthcare-planning knowledge, but it does not guarantee revenue, referrals, client outcomes, or business results.